According to CARE Ratings, 20 banks have declared their earning the for this March quarter; the number is unbelievable that the non-performing assets increase around 8.31% of all the loans on their books.
The collective NPAs generated 7.17% of their all loans. Out of 20 bankers, 9 were state-owned while 11 were the private sector. The increment of approx. 32.7% YoY to INR 3.46 Lac Crore at the end of March 2018 is a proof that India Banks are gaining good ROI from the Loans.
As you can see in the below image with Bank names and NPAs from March 2017 to March 2018; the blue columns are state-owned company and red columns are private banks.
| No | Bank Name | NPAs |
| 1 | UCO Bank | 24.64 |
| 2 | Dena Bank | 22.04 |
| 3 | Bank Of Maharashtra | 19.48 |
| 4 | Oriental Bank of Commerce | 17.63 |
| 5 | Allahabad Bank | 15.96 |
| 6 | Union Bank Of India | 15.73 |
| 7 | Canara Bank | 11.84 |
| 8 | ICICI Bank Ltd. | 8.84 |
| 9 | Indian Bank | 7.37 |
| 10 | Axis Bank | 6.77 |
| 11 | Vijaya Bank | 6.34 |
| 12 | The South Indian Bank Ltd. | 3.59 |
| 13 | IDFC Bank Ltd. | 3.31 |
| 14 | The Federal Bank Ltd. | 3 |
| 15 | Kotak Mahindra Bank Ltd. | 2.22 |
| 16 | DCB Bank Ltd. | 1.79 |
| 17 | RBL Bank Ltd. | 1.4 |
| 18 | HDFC Bank Ltd. | 1.3 |
| 19 | Yes Bank Ltd. | 1.28 |
| 20 | IndusInd Bank Ltd. | 1.17 |
As per Care Statement, two private banks (Axis Bank and ICICI bank) registered the highest amount of new NPAs over the last year.
Hope you have got the point what we are actually trying to convince. From the above table, you will have a better idea that which stocks could give you good returns in the upcoming times.